Views & Opinions

Debit…Credit & tallying the Balance Sheet

This is the story of Mr. HB (name concealed to protect identity.)

•Due to a traumatic life experience, HB lost his memory. 

•Being resilient by nature, HB made the most of a difficult situation and built a new life for himself.

•One day a group of aggressive looking goons showed up at his door.

•They were collectors sent by the bank.

•They rudely accused him of disappearing on purpose, and demanded he repay the loan he had taken long ago.

•Still suffering from amnesia, HB had no memory of ever taking this loan, nor what he spent it on.

•Now, he really hoped it had been for something important. 

•The cruel goons started getting violent.

•HB couldn’t believe this was happening to him. It was highly unfair. 

•He explained his situation, begged, pleaded, bargained, fought but nothing worked. 

•The amount they quoted was too big and it pinched him greatly to pay it at this point in his life.  

•He prayed hard for a miracle. 

•Meanwhile, people who knew the new version of him felt sorry for him. 

•He was, after all, a good person. 

•Suddenly, after a long wait, just when he was beginning to lose all hope, he found that his well-wishers had unexpectedly stepped up and intervened. 

•They negotiated on his behalf and were able to convince the bank to reduce the loan, because of their goodwill. 

•To this day HB remains grateful to these angels, who he believes were God-sent, as an answer to his prayers. 

•They insisted they only helped because he had always been nice to them and anyone in their place would do the same.

My role as storyteller ends here. But I implore you to read HB’s story again slowly…and put the pieces of his puzzle in place!

HB is each and every one of us human beings!
The loans we take, knowingly or unknowingly are our past actions;
The goons the bank sends to collect repayment are all the unfair problems big and small, that we face;
The help we receive in our difficult times is in the form of good wishes and blessings from well wishers;
Life is about debit and credit and tallying our balance sheet! #karma


This is what HB learnt that day:

1) When you suffer from amnesia you have no reason to NOT be nice to everyone.

2) Don’t bring your negativity, resentment, bitterness or toxicity into people’s lives when they’re not responsible for your pain.

3) There is simply no excuse for bad behaviour! Nobody is ever too busy or too important to be dismissive, ill-mannered, condescending or alienating towards others. 

4) Leave everyone you meet, with a smile or a kind word;  feeling a little bit better about themselves. 

5) If it’s in your power to do something for somebody, even though it’s a little inconvenient, do it anyway.

6) Kindness need not be done in big acts or grand gestures. Humanity is not a competition.  

The smallest flakes stick to become a giant snowball of joy.  

7) Regarding Loans – multiple, small, unrelated loans add-up and compound exponentially over time; you don’t get to decide when you will repay them, the collectors track you down whenever they want.

Or, it is also possible that the due date for repayment was agreed upon by you and you’ve simply forgotten. 

8)Either way, it does feel unfair when they collect; in order to cope it’s important to remind yourself of the times you’ve gotten away without paying small dues. Or received rewards and gifts for no reason, or effort. You didn’t ask ‘why me’ then…

The real question is ‘why not me?’

9) When you repay a long-owed loan, it also costs you your blood, sweat, tears, prayers and sometimes, even your relationships.

10) The only solution is to spread your warmth and compassion as much as possible; this instantly generates good vibes towards you from the recipient, on auto-pilot. 

11) These good wishes accumulate and have the power to reduce or even reverse your debts. Someday they could be your only hope for survival.

Disclaimer:A few months ago I wrote a piece called ‘Addition…subtraction…’ and there was one comment from friends and readers that kept repeating itself, ‘Why do bad things happen to good people?’

Honestly, I don’t claim to know anything. As usual, I’m only just thinking out loud and writing what I tell myself as consolation, when I need answers to the questions of my own life…This is purely fiction, based on instinct and my very very limited understanding.

#NityaAlwaniSatyani #NityaSatyani #SunsetEffect #poetry #life #nature #fantasy #imagine #Randommusings from the crossroads of conflict & common sense…science & soul searching #hope #notetoself #lifeslessons #quotes #inspirationalquotes #motivationalquotes #inspiration #spirituality #help #lifehacks #wordstoliveby #myrealinfluencers #thingsmyfathertaughtme #thingsiwantmychildrentoknow #ruskinbond #williamwordsworth #robertfrost #sadguru #dalailama #timesofindia #mumbaimirror #speakingtree #rumi #hindustantimes #thehindu #newyorktimes #huffingtonpost #karma #blogger #author #influencer #contentcreator #podcast #podcaster

Leave a comment